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The healthcare in Canada is rated as one of the best in the world. On the downside there are however long waiting periods for services e.g. hip replacements.

Government Healthcare

Healthcare is publicly funded and referred to as Medicare and universally accessible to everybody. This means that the government pays for the medical care that is then provided by the private sector. You can access a GP at the walk-in clinic, the hospital or in practice.  It is advisable to find yourself a GP and register with the practice, especially in the city. Referrals to specialists take long if it is not an emergency. 

If you are lawful residents and have lived in the province for three months and live there for at least 183 days a year, you are entitled to Medicare. 

The universal health-care system is paid for through taxes. When you use public health-care services, you must show your health insurance card to the hospital or medical clinic. Each province and territory has their own health insurance plan. Make sure you know what your plan covers. All provinces and territories will provide free emergency medical services, even if you don’t have a government health card. There may be restrictions depending on your immigration status.

Private Healthcare

Some services, however,  are not covered or partially covered by Medicare, such as prescription drugs, dentistry and optometry. Therefore approximately 65 to 75 percent of Canadians have some form of supplementary health insurance.  Many receive it through their employers or use secondary social service programs. 

There are many Canadians who have a private health insurance plan through their employer, or which they purchased themselves. The beauty of this is that there are mechanisms in place to help people offset the costs for health services or items. Without health insurance, you could potentially face financial hardship if you ever need treatment that isn’t covered.

Below are some examples of how much the provate healthcare costs in Canada:

Type of Coverage Monthly Cost
Family $157
Single Parent -Father $78
Single Parent -Mother $110
Individual Male $47
individual Female $80